This story starts off pretty well with showing how the Doctor has been affected by the war. The characters in this story show different ways people react to war (time or otherwise).

I have to say the villain really drags down this story for how cartoonish he is. Like in the span of 10 seconds he goes from “life is war and i need to make money so I will screw over everyone possible and even risk lives” to “i was wrong and i will forgive debts and not be bad anymore”. He was just unconvincing as a character and feels more like an afterthought to the story

I do like the Doctor’s message after he leaves though and the way it was delivered